Estimate Costs and Pay Tuition

Payment Plan Questions

Who is eligible for the payment plan?

Any MCC credit student in good financial standing may use the payment plan for a $35 sign-up fee.

Is there a minimum amount of hours or balance to use the plan?

There is no minimum number of credit hours, however there is a minimum balance requirement:  the amount charged for tuition for one credit hour at the in-district rate.

How to enroll on the payment plan:

1. Go to myMCCKC and sign into your account.
2. Select "Student Center Home".
3. Scroll down to the "Finances" section.
4. Click on the "Pay" button
5. Click on the "Sign up for Payment Plan" payment option.
6. When the payment center opens, click on the "Payment Plans" tab.
7. Click on "Enroll Now."
8. Select the correct term.
9. Follow the directed steps on the screen to complete the sign up process.

How much do I have to pay to get on the plan and when are payments due?

A non-refundable per semester sign-up fee must be paid to sign up for the plan. The plan divides your balance into equal installments and schedules automatic payments.  If you sign up after the first installment date (see below), you will pay the sign-up fee plus the first installment. The monthly installments of your balance will be automatically withdrawn according to the following schedules:

• Summer: 1 plan available, 2 installments
  • 2-Pay Plan - Payments withdrawn on May 15 and June 15
• Fall: 2 plans available, 3 or 4 installments
  • 3-Pay Plan - Payments withdrawn on July 15, Sept. 15, and Oct. 15
  • 4-Pay Plan - Payments withdrawn on July 15, Aug. 14, Sept. 15, and Oct. 15
• Spring: 2 plans available, 3 or 4 installments
• 3-Pay plan - Payments withdrawn on Dec. 15, Feb. 15, and Mar. 15
• 4-Pay plan - Payments withdrawn on Dec. 15, Jan. 15, Feb. 15, and Mar. 15

Are books eligible for the plan?

No.

Can my parents or employer make payments for me?

You may authorize a parent, relative, company or any other designated person to view, set up a payment plan and/or pay a student bill. More than one person can be given authorization and each will receive access information by email. You and the authorized person(s) can see only the payment details they personally enter and save.

How to authorize an online user:

1. Go to myMCCKC and sign in to your account.
2. Select "Student Center Home."
3. Scroll down to the "Finances" section.
4. Click on the "Authorize Payer" link.
5. When the payment center opens, click on the "Authorized Users" tab.
6. Click on "Add Authorize User."
7. Enter the email address of your authorized user; then select the appropriate Yes/No buttons to give that person the access you want; then click on "Continue."
8. Click the "I Agree" checkbox to sign the Agreement to Add Authorized User.  Print Agreement if desired; then click on "Continue."
9. Emails will be sent to the authorized user with userID, password, and instructions for signing in to your MCC payment center.

What are monthly automatic payments for?

When signing up for the payment plan, you agree to have the funds automatically debited from the account you choose on the assigned due dates. The following are the choices for automatic payments:

Automatic withdrawal from your bank account (ACH)

ACH payments are those payments you have authorized MCC to process directly with your financial institution. It is simply a bank-to-bank transfer of funds that you have pre-approved for your expenses at Metropolitan Community College. Payments may be made from either your checking or savings account. Credit card promotional checks are not accepted.

Credit/debit card option

Your monthly payment will be automatically charged to the credit card or debit card you designate. MCC accepts MasterCard, VISA or Discover.

What if I do not have a bank account or credit/debit card?

Please see your local campus cashier/business office.

How can I see the agreement that I signed electronically at the time of pay plan enrollment, if I did not choose to print it out at that time?

1. Go to myMCCKC, and sign into your account.
2. Select "Student Center Home".
3. Scroll down to the "Finances" section.
4. Click on the "View my eBill" link.
5. When the payment center opens, click on the "Payment Plans" tab.
6. Find the payment plan agreement you want to view either under "Currently Enrolled Plans" or "Payment Plan History;" click on the "View Agreement" link next to that plan.
7. Print the agreement using your browser print function (Ctrl-P) if desired.

Can I sign up for the pay plan for the second, 8-week session?

Yes, but you must sign up at least two weeks before the final installment due date for that semester (see installment due dates above).

What happens if my scheduled monthly payment does not go through?

You will receive an email to your student email account notifying you of the failed payment. If you do not resolve the issue in a timely manner and the payment fails several more times, you will be charged a $20 late fee seven days after the first attempt. A late fee will continue to be charged every month the payment is late.

Why do I have to pay a late fee? You know I always eventually pay.

The payment plan was developed to assist students with tuition and fee payments. You are expected to pay on time. This is a bill that you must pay, just like rent, utilities, car payments, etc.

How do I change the payment method for my pay plan?

You can specify a different credit/debit card or bank account to use for your pay plan automatic payments any time before the payment due date, as follows:

1. Go to myMCCKC and sign into your account.
2. Select "Student Center Home".
3. Scroll to the section labeled "Finances".
4. Click on the "View my eBill" link.
5. When the payment center opens, click on the "Payment Plans" tab.
6. Under Currently Enrolled Plans, find the "Payment Method" line and click on the "Change" link to open the Change Payment Method page.
7. If you previously entered/saved your desired payment method in the system, select that method from the drop-down list and click on "Change." Verify that the selected payment method is correct; then click on "Confirm."
8. If you have not previously entered/saved your desired payment method in the system, create it now by clicking on the "Payment Profile" link on the Change Payment Method page.
9. Click on "Add New Payment Method," highlight the payment type you want to add, and click on "Select."
10. Enter the required Account Information (either credit/debit card or bank account), and follow the directed steps on the screen to complete the process.
11. Click on the "Payment Plans" tab and perform steps 6 and 7 above, selecting your newly created payment method to attach the payment plan.
12. If you want to delete the payment method previously used to pay your payment plan installments, click on the "My Profiles" tab.
13. Click on "Saved Payment Methods," find the payment method you want to delete, and click on the "Delete" link; then click on OK to confirm the delete.

If I dropped my classes after signing up for the payment plan, why can't I get my non-refundable sign-up fee back?

The payment plan fee is not refundable. It pays for the services provided by MCC upfront to process your enrollment in classes and in the payment plan.

Why do I have to get on a pay plan, make payments, or have a late fee when I applied for financial aid?

You are expected to pay for your classes when you enroll in them. If anticipated financial aid is not already awarded when you enroll, you are responsible for paying in full or signing up for the payment plan. If financial aid is awarded afterward, you will be reimbursed.

Other Financial Questions

Why do I have to pay for class, when...

I never attended any class sessions?

You are responsible for officially dropping yourself from classes you do not plan to attend. If anticipated financial aid or a hold has been placed on your account, your classes will not automatically drop for non-payment.

I only attended one class session?

It is your responsibility to officially drop yourself from class as soon as you plan to not continue. The cost of tuition is adjusted per the drop percent for that particular week. See the schedule of classes for the policy.

I stopped attending after 2 weeks?

It is your responsibility to officially drop yourself from class as soon as you plan to not continue. The cost of tuition is adjusted per the drop percent for that particular week. See the schedule of classes for the policy.

I stopped going; financial aid was supposed to pay?

If you never attended and had anticipated financial aid, you must go to class to be eligible to receive financial aid funds. It you are a federal student aid recipient, you must attend all classes in which you are enrolled. If you stop attending all of the classes before completing 60% of the semester, money is owed back to the financial aid program. See the schedule of classes for the policy under repayment of federal financial aid.

Why do I have to pay back my financial aid and/or loan to MCC when these are federal funds?

Federal financial aid recipients must attend all classes in which they are enrolled. If you stop attending all of your classes before 60% of the semester, MCC must pay back the federal aid you did not "earn" to the U.S. Department of Education. You must reimburse MCC for these funds. Note to loan borrowers: remember, you must remain enrolled at least half time to receive a loan disbursement.

Return of Title IV Funds, Policy and Regulations

These regulations apply when you complete withdraw, drop out, are expelled, or otherwise fail to complete the period of enrollment for which you have been charged. Federal Title IV funds will be returned to the U.S. Department of Education in the following priority award order:

• Federal Direct Loans (subsidized and unsubsidized)
• Federal Pell Grant
• Federal Supplemental Educational Opportunity Grant (SEOG)
• Other Title IV funds

As a recipient of Title IV federal financial aid, it is your responsibility to earn the aid provided for your period of enrollment. The law specifies how the school must determine the amount of financial aid earned at the time of complete withdrawal.

What happens if I drop one or more classes during the 50% refund period?

You are responsible for one half (50%) of the cost of each class you drop during this period, regardless of whether or not you attended the class. If you paid 100% of the cost, 50% will be returned to you.

Why am I still enrolled when the class was supposed to be dropped for non-payment?

You are responsible for officially withdrawing yourself from any classes you do not plan to attend. If anticipated financial aid or a hold has been placed on your account, your classes will not automatically drop for non-payment.

I filled out my FAFSA online and it was approved; what do I do next?

You may need to submit additional documents or take steps to finish the financial aid process.

1. Go to myMCCKC and log into your account.
2. Select "Student Center Home.
3. Go to your "To Do" list.
4. Complete any items listed.

How long does it take to process my financial aid?

Once you complete all financial aid "To Do" list items in myMCCKC, your financial aid should be processed within a few weeks, depending upon the time of year. If you finish before our high volume period begins on the following dates, your aid will be processed before a payment plan installment is due.

1. Fall semester—May 30
2. Spring semester—November 30
3. Summer semester—May 1

How will I know when my financial aid and/or loan has been posted to my student account?

Sign in to myMCCKC to view your financial aid and student account information.

How and when do I receive my financial aid check?

Financial aid funds that remain after subtracting all of your student account charges will be paid to you. You may sign up to have the money directly deposited into your checking or savings account (fastest method) or receive a check mailed to the address you have on file with MCC.

Scroll down to the "Finances" section.