Types of Aid
We encourage you to complete your Student Center “TO DO” list by the priority dates. This is when our financial aid offices' high volume period starts.
Complete the Federal application for student financial aid.
Login to myMCCKC to check your financial aid status.
Loans
To get a federal loan, start with the financial aid office. You will need to complete paperwork, entrance counseling and a promissory note.
William D. Ford Direct Loan Program
Low-interest loans are available through the William D. Ford Direct Loan Program. Under the Direct Loan Program, the funds for your federal loans will come directly from the U.S. Department of Education.
Subsidized Stafford Loan
If you demonstrate financial need, you may be eligible for a subsidized Stafford loan where the federal government covers interest payments until repayment of the loan begins and during any deferment periods.
Unsubsidized Stafford Loan
For students whose FAFSA does not demonstrate sufficient financial need. This can also be used to supplement a subsidized Stafford loan. The borrower pays the interest.
PLUS Loan
For parents of an eligible dependent undergraduate student. The borrower must be credit worthy or obtain a credit worthy endorser. The parent pays the interest. The FAFSA is not required.
To assure the integrity of the student loan program, MCC employees agree to uphold the principles outlined in our Financial Aid Code of Conduct.